FAQ

- World Cash Now is your dependable, confidential, and secure online source for Florida Payday Loans and Florida Cash Advances! All of our processed and approved Florida Payday Loans are deposited into your checking account the next business day. We guarantee convenience and your satisfaction with our loans.

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What is a cash advance?

A small short-term loan given to customers in order to assist them with unexpected expenses that may arise in between paychecks. Cash advances are not meant to satisfy long-term financial needs. Credit counselor services are available to consumers who are experiencing severe financial problems.

How does it work?

Once you submit your secure online application and fax in the required documentation and have been approved, your cash is directly deposited into your account overnight! It's convenient, safe, and your privacy is protected.

What are the requirements?

You must have a monthly net income of at least $1000 that is directly deposited into your checking account.
You must have worked at your job for at least 1 month in a permanent full-time position.
You must have an active checking account that you have been using regularly for at least 1 month and not have more than 2 NSF/Overdraft Fees in the last 30 days.
You must have access to a fax machine in order to complete our application process the first time.
You must be at least 18 years old and be a permanent resident of Florida.

What documentation do I need to fax?

Valid Driver's License or State ID or Passport
A recent 30-day checking account statement from your bank. Online bank account statements ARE acceptable.
A recent pay-stub/direct deposit slip from your employer.
Your social security card. If your social security number is printed in your pay-stub, then you do not need to fax a copy of your actual social security card.
A copy of a voided personal check with your name on it.

How much can I be approved for?

First time customers can be approved anywhere from $100 to $500, depending on their length of employment and total monthly net income.

What will this cost me?

Please refer to our rates and fees page.

What if I already have a cash advance out with another company?

Florida residents are not permitted to have more than one cash advance out at one time. If you do owe money for a cash advance to another company, then it must be paid in full before applying for a cash advance with World Cash Now.

How often can I receive a cash advance loan with World Cash Now.

You may receive a cash advance as many times as you need as long as you do not have any other cash advance loans open with World Cash Now.

When do I get my money?

If you apply by 4:00 PM, we transfer the funds into your account the next business day. (see table below)

If your request is made by 4:00 PM on:	Money will be in your account on:
Monday	Tuesday
Tuesday	Wednesday
Wednesday	Thursday
Thursday	Friday
Friday	Monday
Saturday/Sunday	Tuesday

How do I get my money?

Money will be directly deposited into your account via ACH (Automated Clearing House).

How do I repay my loan back to World Cash Now.

The money will be automatically taken out of your checking account on your due date via ACH (Automated Clearing House).

I have met all the requirements, what's next?

After submitting your secure online application, fax the required documentation to 1-800-693-3398. If you apply between 9:30 AM and 5:00 PM, Monday-Friday, one of our service representatives will contact you by phone or email within 30 minutes to discuss your approval status with you.

Questions? Contact Us

Testimonials

World Cash Now is very professional, and is concerned about the privacy of their customers. I appreciate this. It feels great to get a loan and to automatically pay it back on...
Oscar S.

I have worked on commission for a long time. Occasionally, I need a small short-term loan to cover expenses while I wait for payment from clients. World Cash Now is an ...
Smith Korns

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